I was wrong.
Dick boss: Why do you think they didn't pay their bill?
Me: Because they don't have the money.
Dick boss: So, what do you think our defenses are?
Me: I can't think of any. They probably should have paid their bills.
Dick boss: They obviously didn't. I need you to BE AN ADULT and and actually THINK about this. What are their defenses?
Me: I seriously can't think of any valid defense for not paying your credit card bill. Did they not get their bill? Are they in bankruptcy? Are they claiming they did pay part of it?
Dick boss: NO! Those aren't defenses! I need you to THINK! That's what I'm paying you to do! WHAT ARE THEIR DEFENSES?!?
Me: I can't think of any!
Dick Boss: THEY DON'T HAVE ANY DEFENSES!!